SIP Calculator — Calculate Mutual Fund SIP Returns & Wealth Growth
Determine expected total wealth and compound capital growth on your monthly Systematic Investment Plans (SIP).
Adjust monthly investment amounts, expected annual return rate (%), and investment tenure (years) to see clear breakdowns of total invested amount vs. accumulated interest wealth gains.
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How to Use SIP Calculator (Systematic Investment Plan)
- 1Enter Monthly SIP Amount: Set how much money you plan to invest every month (e.g. ₹5,000).
- 2Set Return Rate & Tenure: Specify your expected annual interest rate and total investment duration.
- 3View Growth Projection: Analyze estimated total corpus, profit growth, and wealth accumulation charts.
Frequently Asked Questions — SIP Calculator (Systematic Investment Plan)
What is the formula used in this SIP calculator?
Wealth is calculated using M = P × [{(1 + i)^n - 1} / i] × (1 + i), where P is monthly investment, i is periodic interest rate, and n is total months.
Is this SIP calculator free to use?
Yes, 100% free with instant local browser calculations and zero financial data tracking.
Privacy & Security Guarantees
100% In-Browser Privacy
All processing runs in local JavaScript/Canvas. Zero data or files touch cloud servers.
Zero Latency Execution
Instant execution on your hardware. No queueing delays or server timeouts.
100% Free & Unlimited
No sign-ups, no subscriptions, no watermarks, and no file export size limits.
Offline Functionality
Functions locally even offline once loaded in your browser engine.